At MMI we are proud members of the Mennonite community. We have been meeting the property and casualty insurance needs of the Mennonite community and those of like faith in Alberta for over 60 years. Our church insurance offers protection for not just churches, but the properties associated with all religious organizations.
We offer church insurance coverage for your congregation to protect against accidents and unexpected events with customized insurance policies. MMI is committed to the churches throughout our communities with great respect for all faiths. With over half a century of experience providing customized church insurance to our clients, we have learned that each church or religious organization has specific needs calling for tailor-made insurance policies.
MMI considers your organization’s facility, congregation and location to ensure we offer a comprehensive church insurance policy for added peace of mind for all employees and congregation members.
What We Offer Our Churches
MMI understands the needs of church operators offering several types of church insurance for complete protection. We provide comprehensive church insurance policies designed to mitigate financial risks so you are compensated for damages for perils you might face. We also consider your budget with the understanding that you are a not-for-profit organization with limited spending. We also consider the operational risks your church faces based on large gatherings and activities for your congregation. We offer trusted advice with agents who ensure you consider the following church coverage:
Church Property Insurance
Commercial property insurance is required to protect your church building and property from damage. Our church building insurance quotes will consider all aspects of your building to provide enough coverage for all possible perils.
Church Business Interruption Insurance
While property insurance protects you from losses related to events such as fire, it does not protect against the resulting disruptions to your operations. Business interruption insurance covers costs related to loss of income should your church be forced to stop functioning due to severe property damage. Business interruption insurance provides compensation for loss of donations during the time your church is closed for restoration or other reasons you are unable to function.
Church Crime Insurance
Church crime insurance covers your church’s losses from theft or burglary, as well as funds taken by employees, volunteers, or others illegally. While this is an unpleasant scenario to imagine, it is a common occurrence worthy of consideration. It does not reflect a lack of trust in your congregation and community, but instead provides common sense protection for such losses.
Church Liability Insurance
General church liability insurance protects the church against third-party claims related to injury or property damage caused on your property. This includes accidents such as someone falling on the church steps or being injured at a church activity.
Recommended Optional Coverages
There are a few other types of optional church insurance options you might consider including:
Churches own expensive items that are difficult to replace following a fire, weather damage, vandalism, or theft. Special coverage is required for these items not covered by property insurance including: