Comprehensive Contractor Insurance in Alberta By MMI Insurance

Alberta’s construction industry is not just a contributor to the economy; it is a driving force of the province’s domestic profit.

With such a substantial stake in the economy, the importance of contractor insurance cannot be overstated, as it acts as a safety net that protects businesses from unforeseen risks and liabilities, such as property damage or equipment theft.

At MMI Insurance, we specialize in providing contractor insurance solutions tailored to the unique needs of various professionals in Alberta. Whether you are looking for comprehensive builder’s insurance, a glazier needing flexible insurance options, or an electrical contractor seeking reliable coverage, our expert team is here to assist you.

Our coverages protect your business, client, and team, thus allowing you to focus on building without worries.

Insurance for Builders

Course of Construction (Builder’s Risk Insurance)

Course of Construction (COC), also known as builders’ risk insurance, is a critical coverage structured to protect contractor businesses against financial losses due to damage, delays, or liabilities, which can arise unexpectedly and disrupt operations.

This insurance coverage protects against property damage, fire, and theft during construction, thus enabling you to protect your materials, equipment, and unfinished buildings. This coverage ensures contractors and property owners are financially covered if something goes wrong on-site.

It also provides coverage from the start of a project until final completion, protecting against various risks such as damage from storms, vandalism, or accidents on-site. It keeps contractors covered, ensuring that work can continue without financial risk.

Commercial & Home Builders Insurance

Commercial and home builders‘ insurance are essential coverages that help protect contractors from financial risks.

• Commercial Builder Insurance: Focuses on larger and more complex projects, such as office buildings and industrial sites, covering up potential issues like equipment damage and liability claims that could arise during construction.
• Home Builder Insurance: This type of insurance caters to residential projects and protects against risks like property damage, theft, or accidents that may impact family homes or smaller construction developments.

MMI Insurance provides affordable, dependable coverage options for all types of builders in Alberta, thus giving contractors the peace of mind that their projects and investments remain protected throughout every phase of construction.

Electrical Contractors Insurance Coverage

From handling complex wiring systems to working at height, electrical contractors in Alberta face major risks such as electrical fire outbreaks, personal injuries, or property damage.

In response to the significant challenges, MMI Insurance offers thorough electrical contractor insurance that protects skilled experts, their tools, and property.

Electrician Insurance

Our electrician insurance provides coverage for personal injuries, property damage, and equipment loss. This package minimizes the impact of any accidents and damages and ensures that electricians in Alberta are financially protected.

Solar Contractor Insurance

For those working in the renewable energy sector, MMI Insurance provides clear and comprehensive solar contractor insurance that covers the specific needs of the solar energy projects. This coverage protects against the unique risks associated with solar installations, including weather damage to panels and other solar equipment.

Our solar installers’ insurance is also essential for businesses with dedicated teams working on rooftops and handling delicate equipment.

In the event of an accident, coverage helps reduce the financial impact and provides critical support to keep operations running smoothly. This protection ensures that, even with unexpected setbacks, your team can continue working with confidence and security.