Operating a contracting business without insurance is like constructing a house on shaky ground. It might stand firm for a while, but an unexpected event—like an accident, lawsuit, or unforeseen damage—can cause everything to collapse. Even as contractors, including engineers and construction experts, it is easy...
Wildfires are a natural part of forest ecosystems. They can renew a landscape with fresh nutrients and more diversity. However, as developments continue to extend into forested areas, we are further exposed to the dangers posed by wildfires near our homes. If you live in...
It’s likely that most of us have been driving before and reached for our phone to read a text, or to change the song, or take a picture of the beautiful sunset on the drive home before it disappeared behind the horizon. In an era...
Operating a modern agricultural business means investing in the necessary equipment. No matter how large or small your farm may be – you rely on multiple pieces of equipment and technologies to ensure your farm is efficient, effective and profitable. However, many farm insurance policies...
While today’s technological advances have made doing business easier, they also present new threats. Any organization or business that handles or stores personal information about their customers or employees is at risk for a privacy breach. What is a privacy breach? A privacy breach is the intentional...
Insurance companies use a pool of many premiums to pay for the home, auto, and business losses of Canadians. You are covered for losses outlined in your contract only, not for predictable events. Insurance companies use probability and the law of large numbers to determine...
All-terrain vehicles (ATVs) are a fun and exhilarating addition to any long weekend or trip to the cottage in the summer. Since they are usually not viewed in the same manner as road vehicles; it’s easy to overlook the safety issues associated with a weekend...