Cybersecurity has become a fundamental concern for businesses of all sizes. While there’s a widespread assumption that cyber criminals only target large corporations, small businesses are increasingly vulnerable. In fact, your small business often faces a higher risk due to tight resources and limited security implementations,...
Without a doubt, farming is a fast-rising industry in Canada, and Alberta is no exception. Whether it is a small family farm or a large commercial land operation, daily operations present unique exposures that come with liabilities and other risks. With heavy machinery, large livestock, and...
Managing commercial real estate involves careful planning and active oversight to protect property value and keep tenants happy. This article covers six key aspects of property maintenance, from understanding the unique needs of each property to adopting sustainable practices, which are essential for successful real estate...
In the face of the ever-present risk of hay bale fires, insurance emerges as a critical tool for Canadian farmers to manage uncertainties and protect their livelihoods. By understanding their coverage options, securing appropriate insurance policies, and partnering with knowledgeable insurance professionals, farmers can effectively mitigate...
Fire hazards are no joke; as such, proper fire safety on any property is essential. Just as you would ensure there is no chance of uncontrolled fires destroying your home, your commercial buildings need the same level of concern, if not more. While commercial insurance can...
Co-insurance is a common clause that insurance companies include for policies covering buildings, contents and other property. The clause generally ensures that policyholders carry appropriate insurance coverage and receive a fair premium for their insurance policy. The co-insurance clause is a provision in an insurance policy...
Commercial insurance, just like home insurance, is a must-have in this day and age. Also commonly known as business insurance, it prevents a significant monetary loss from property damage, business interruption, professional liability, commercial auto, cyber liability, and other insurance perils. Commercial properties and businesses can...
You’ve likely heard of commercial insurance if you run a business. However, do you know how many different types of commercial insurance there are? In this article, we’ll explain six common types of commercial insurance: General liability insurance Commercial property insurance Professional liability insurance Commercial...
Most of us are familiar with various common types of insurance, such as life, home, farm, and car coverage. However, are you also familiar with commercial insurance? If you run a business, then you need commercial insurance. Commercial insurance is similar to home and auto insurance...
Farms are a high-risk environment and especially prone to fire losses. The combination of air, heat and fuel coming together to cause a fire happens throughout a farm operation. While farm insurance is essential for minimizing the impact of fires, it’s better to reduce the potential...